Preparing for your Mortgage in Ireland: A Comprehensive Guide

Introduction Buying a home is an exciting and life-changing event, but it can also be daunting, especially when it comes to preparing for your mortgage. In this comprehensive guide, we will walk you through the steps to prepare for your mortgage, save for a deposit, apply for a mortgage, and the additional costs of buying […]
Term Life Insurance in Ireland – Protecting Your Loved Ones’ Future

Introduction: This article aims to provide a comprehensive guide to Term Life Insurance in Ireland, including its definition, optional benefits, and factors that affect its price. It also emphasizes the importance of having a Term Life Insurance policy to protect your loved ones’ financial future. What is Term Life Insurance? Term Life Insurance is a […]
Credit Check In Ireland: How to check your Credit Record and why it matters

Introduction Whether you’re a first-time buyer, considering a switch, or looking to move or trade up— it’sessential to think about a key question before applying for your mortgage: Will your application beapproved? The answer lies in a comprehensive credit check conducted by the lender, a crucial factorunder EU law to assess your creditworthiness. Why should […]
How to Get Mortgage Approval in Principle – A Step-by-Step Guide

Introduction Before you start researching the property market in search of your new home, if you’re a first time buyer, moving or trading up, a self-build or a re-mortgage, you should first seek Approval in Principle (AIP) from a lender. Once AIP has been given by the lender, it gives you more of an idea […]
The Impact of Gambling on Your Mortgage Application in Ireland

Introduction If you’re considering applying for a mortgage in Ireland, you may want to think twice before indulging in your gambling hobby. While occasional gambling may not have a significant impact on your mortgage application, regular gambling could potentially raise concerns with your lender and affect your chances of getting approved for a mortgage. Why […]
Green Mortgages in Ireland: A Comprehensive Guide to Energy-Efficient Home Loans

What is a Green Mortgage and Who is Eligible? Green Mortgages have gained popularity as homeowners seek ways to reduce their carbon footprint and save on energy bills. These home loans incentivize energy-efficient and environmentally-friendly features in a property. Green Mortgages function like standard mortgages but offer lower fixed interest rates to those who purchase […]
Broker vs Bank: Which One is Better for Your Mortgage?

Introduction: When it comes to buying a house, choosing the right lender is one of the most important decisions you’ll make. Many people assume that going with their own bank is the best option, but this isn’t always the case. In this post, we’ll explore the differences between using a bank or a mortgage broker […]
The First Home Scheme: Everything You Need to Know

What is the First Home Scheme (FHS)? The First Home Scheme is a shared equity scheme designed to support first-time buyers and eligiblehomebuyers in bridging the financial gap between their deposit, mortgage, and the cost of a newhome. In partnership with the State and participating banks, the scheme contributes up to 30% ofthe market value […]
Ezfees Financial Christmas Art Competition

We are delighted to announce we are running our first ever Ezfees Financial Christmas Art Competition!