Green Mortgages in Ireland: A Comprehensive Guide to Energy-Efficient Home Loans

Green Mortgages

What is a Green Mortgage and Who is Eligible? Green Mortgages have gained popularity as homeowners seek ways to reduce their carbon footprint and save on energy bills. These home loans incentivize energy-efficient and environmentally-friendly features in a property. Green Mortgages function like standard mortgages but offer lower fixed interest rates to those who purchase […]

Fixed Rate or Variable Rate Mortgage? Which is Right for You?

Fixed or Variable

Introduction: Trying to decide between a fixed or variable rate mortgage in Ireland? Read on to learn about the pros and cons of each and make an informed decision. When it comes to choosing a mortgage, many Irish home buyers are faced with the decision of whether to opt for a fixed or variable rate. […]

Changes to the Central Bank Mortgage Measures Framework

Changes to the Central Bank Mortgage Measures

On the 19th October, the Central Bank of Ireland, after a comprehensive review of the mortgage measures framework, announced that it would be changing its mortgage measures. In simple terms, they decided to change some of the measures all mortgage lenders must follow in Ireland when lending to customers. To give some context, these are […]

The First Home Scheme: Everything You Need to Know

The First Home Scheme

What is the First Home Scheme (FHS)? The First Home Scheme is a shared equity scheme. The State and participating banks pay up to 30% of the market value of your new home in return for a stake in your home. It aims to bridge the gap for first-time buyers/eligible homebuyers between their deposit, mortgage, […]