2024 Budget Update: New Mortgage Interest Tax Relief for Homeowners

Exciting news for homeowners in the 2024 Budget! The Irish government has introduced a significant mortgage interest tax relief initiative, designed to alleviate some of the financial burdens caused by recent interest rate hikes from the European Central Bank. Here’s what you need to understand about this crucial development: Eligibility Criteria Mortgage Balance Range: If […]

Navigating the Switch from a Subprime Mortgage: Your Path to Savings

Are you currently tied to a subprime mortgage and facing higher interest rates? It might be time to consider switching mortgage providers for potentially significant savings. Here’s what you need to know about transitioning from a subprime mortgage to a more favourable option. Eligibility for Switching Switching to a lower-rate mortgage could be within your […]

Maximising Your Mortgage Journey: The Advantages of Consulting a Financial Broker

Navigating the complexities of securing a mortgage, be it for purchasing a new home or refinancing an existing one, can be a daunting task. This is where the expertise of a Financial Broker becomes invaluable. Here’s how a consultation with a broker like Ezfees Financial can transform your mortgage experience: 1. Tailored Loan Advice Our […]

Demystifying the Mortgage Valuation Process: Importance and Key Insights

In the realm of property financing, the mortgage valuation process plays a crucial role that affects both lenders and borrowers. Whether you’re a homebuyer, looking to switch lenders, or considering re-mortgaging for renovations, a property valuation is an integral part of the mortgage application procedure. In this blog post, we will delve into the significance […]

Demystifying First-Time Buyers: Eligibility and Incentives

In the realm of mortgage applications, the term “First Time Buyer” holds a distinct significance. Understanding who qualifies as a First Time Buyer is essential for those venturing into the property market. In this blog post, we will explore the definition of a First Time Buyer, the criteria for eligibility, and the various incentives available […]

Surging Mortgage Approvals: A Positive Outlook for First-Time Buyers

In May 2023, the Irish property market witnessed a remarkable upswing in mortgage approvals, particularly for First-Time Buyers. Both in terms of volume and value, mortgage approvals reached an all-time high, with a total of 4,928 mortgages approved. Notably, First-Time Buyers accounted for a substantial 64% of the approved mortgages. This surge in approvals can […]

The Tenant Purchase Scheme: Path to Owning Your Own Home

Qualifications for the Tenant Purchase Scheme To qualify for the Tenant Purchase Scheme, you must meet the following criteria: How Does the Tenant Purchase Scheme Work? The Tenant Purchase Scheme involves several steps: Properties Excluded from the Tenant Purchase Scheme The Tenant Purchase Scheme excludes certain properties, including those designed for the elderly, apartments/duplexes (separate […]

Self-Employed and Looking for a Mortgage in Ireland? We Can Help!

Securing a mortgage can be a daunting task, and if you’re self-employed, you might feel like you’refacing an uphill battle. The truth is, obtaining a mortgage as a self-employed individual is not asimpossible as it may seem. At Ezfees Financial we’re here to guide you through the process, ensuringyou have all the information and support […]

Understanding the Hidden Costs of Buying a Home in Ireland

When buying a home, there are several costs to consider in addition to the purchase price. It’s crucial to factor in all of these costs when determining your budget for purchasing your home. Additionally, you may want to consider ongoing maintenance and repair costs, as well as any potential renovations or upgrades you may want […]

The Importance of Pensions: Secure Your Financial Future

Having a pension provides financial security and stability during retirement. It allows you to have areliable source of income, maintaining your standard of living and covering your expenses after youstop working. When you have a pension, you’re not just saving for the future; you’re building a foundation for aworry-free retirement. This steady income stream helps […]

Business Owner Consultation

Your business is your baby, so it deserves protection. Our team of experts will guide you through informed decisions to provide tailored policies. Shield your business against unexpected setbacks and ensure stability, whether you’re a startup or an established corporation. We’ll create a financial plan that will guide the balance of your personal finances and your long-term business goals.

What’s in this for you? Discuss your business finances in confidence with trustworthy advisors to:
1) Create a money management plan to suit your business
2) Align your business and personal objectives
3) Get clarity and validation on your strategies from dedicated Financial Advisors committed to safeguarding your business finances
4) Be advised when you need to speak to Tax Advisors where relevant
5) Obtain guidance onto Owner/Director on Pension planning and legislation
6) Referral to a Life/Business Coach where relevant

Plan for your business’s long-term financial goals:
1. Share your goals with us
2. Create a plan!
3. Gather and submit your information
4. Safeguard your business and your future

Investment Consultation

With low deposit rates and high inflation rates, savings and investment plans are appealing right now. We understand what it’s like to make sacrifices to accelerate your savings goals so you can achieve your dreams. That’s why we provide expert guidance so you can take charge of your future without sacrificing your valuable time.

What’s in this for you? Why you should consider savings and investment plans?
1) The potential for higher returns
2) Flexibility in the amount you save
3) Short, medium and long term options to suit your goals, amounts and terms to save
4) Investment options appropriate to suit your needs and goals

How you can save to secure your dreams:
1. Share your goals with us
2. Create a plan!
3. Gather and submit your information
4. Make your Dreams a reality

Mortgage Consultation

Whether you are a first-time buyer, mover, switcher or looking to invest in a rental property, we have a mortgage solution to fit your unique situation. Over 60 and looking to release equity in your home to support your children, go on that dream holiday or pay off bills? We find the mortgage most suitable for you and your family’s needs and support you through the entire process. You’re guaranteed to find the best mortgage option for your financial needs and goals, with impartial advice and competitive rates.

Clear, simple, actionable advice for all your mortgage needs:
1) First time buyers
2) First Home Scheme/ Local Affordable Authority Scheme
3) Switchers
4) Home Movers
5) Investment Property
6) Self Employed
7) Contract Workers
8) PAYE
9) Lifetime Loan (over 60’s equity release)

How you can get started:
1. Share your journey with us
2. Create a plan!
3. Gather and submit your information
4. Make your Dreams a reality

Financial Planning Consultation

Secure your future and that of your loved ones beyond homeownership with life assurance, income protection and pension advice. Whatever your stage of life or money situation, our team of experts will help you make informed decisions to safeguard your financial future.

What’s in this for you? Planning your future, helps make your dreams a reality:
1) Start by creating a money management plan
2) Work with our dedicated Financial Advisors committed to safeguarding your future
3) Helping you get the guidance you need to achieve your long-term financial goals

Safeguard your financial future today:
1. Share your goals with us
2. Create a plan!
3. Gather and submit your information
4. Safeguard your Financial Future